Payment Solutions
Co-Branded Credit Product
Create a credit card program that combines the power of your brand with the strength of Discover’s.
- Grow brand awareness and drive traffic to your store.
- Leverage Discover’s marketing and product development expertise.
- Engage customers and increase loyalty.
Discover’s co-branded credit cards back the strength of your brand with the support of our resources. We offer a broad selection of credit products to match your customer demographics and will work with you to build customized programs to engage your customers and extend the reach of your brand.
Get Solutions Support
Get expert advice and the support you need to make your business a success.
Private Label Product
Build stronger, more loyal relationships with your best customers.
- Customize an easily scalable program to make it unique to your brand.
- Attract high-spend cardholders with a propensity to revolve.
- Create unique and compelling promotions to drive usage and sales.
Keep your name in front of your most valuable customers, increase brand recognition and promote repeat transactions with a Private Label Card program.
Network Enhancements
Strengthen your card offering with our innovative product enhancements.
Contact a relationship manager to
General Purpose Reloadable
Allow customers to buy from you online, and enjoy the everyday functions of a typical debit account at the same time – it’s the fast, easy and more secure alternative to cash.
- Easy access to cash in-store or at ATM’s
- Pay bills or make purchases online
- Top up funds at anytime, online or at many retail stores
- Good to use anywhere Discover is accepted
Remind customers of your brand, and how you’re making their life easier, every time they pull out this everyday payment card. By combining the functions of a debit account with the control of a prepaid card, customers will gain payment flexibility without the risk of overdrawing or paying exorbitant fees. It’s the perfect alternative for those who rely on cash everyday. And, it can be launched in a matter of weeks.
Features
- Cash access
- Fraud protection
- Account monitoring
- Custom card design
- Reload options
Enhancements
- Recurring payments
- Perks eShopSM
- Discover® Zip
Payroll
Eliminate the cost of cutting checks, remove the risk of fraud and build loyalty with your staff through a Discover Payroll product.
- Leverages your existing Direct Deposit process
- Employees get immediate access to their pay through ATM’s or merchants worldwide
- Issue cards instantly onsite
- Use it for pay, bonuses and incentives
Save your payroll team time, and your company money. Using your current direct deposit system, simply load employee paychecks onto a payroll card that you have customized. Unlike traditional pay checks, your staff will get instant access to their pay via ATM’s and stores – saving them time and money. Plus, they can track their spending and manage their account 24/7, either online or over the phone. All can be launched in a matter of weeks.
Features
- Cash access
- Fraud protection
- Account monitoring
- Custom card design
Enhancements
- Recurring payments
- Perks eShopSM
- Discover®Zip
Incentive
Develop a unique reward – to acknowledge customers for engaging with your brand; motivate new customers; or simply thank your staff for a job well done.
- Unique card designs – for a company logo; dedicated campaign; or even a reward theme
- Every offer is relevant and highly targeted – recipient gets a memorable experience
- Encourages specific action and response
- Reloadable – ideal for rebate programs, bonus payments, or employee reward initiatives
Creating specialized incentive or rebate cards is becoming the “norm”. It’s paperless, saves you money and far more personalized than traditional gifting methods. You control how and where your card is accepted. And with a full suite of flexible solutions available, Discover will ensure you create the perfect option for success.
Features
- Custom card design
- Fraud protection
- Account monitoring
Gift
Easy to buy and easy to use, Gift cards are perfect for just about any occasion.
- Option to control how and where it can be used
- Make purchases online or in-store
- Great to improve brand awareness, build loyalty, or acquire new customers
Design the card for use in a dedicated location – like a mall, or simply allow it to be enjoyed anywhere Discover is accepted. And, if you’re looking for a “cardless” option, try mobile SWAGG® – where rewards and gifts are sent, received and managed, all from a convenient smart phone application.
Features
- Custom card design
- Fraud protection
- Account monitoring
Mobile Gifting
Send, receive and manage rewards and gifts—all from a convenient smart phone application.
- No up-front investment or IT integration necessary
- Personalize each gift in the text message
- Give customers another reason to do business with you
Stand out and attract new business with this fresh, exciting and cutting edge solution. This “cardless” gift uses smart phone devices to send personalized gift cards quickly and easily.
Features
- Custom card design
- Fraud protection
- Account monitoring
Discuss your options and understand what solution is best.