Discover Network works with businesses to develop co-marketing programs and innovative product packaging solutions to deliver customer value. Discover Network helps businesses create a card program that drives acquisition, activation and usage through unique programs and flexible product offerings. Discover Network’s value-added analytics help translate cardholder data into winning marketing strategies, allowing businesses to leverage spending patterns to drive successful loyalty programs, segment markets and customize campaigns based on usage.

The Discover Network General Purpose Credit Card offers cardholders value-added benefits to increase card usage and loyalty. Cash Over—a Discover Network exclusive—lets cardholders receive cash on credit purchases at participating merchants. Recurring Payments provides a convenient payment option for recurring bills. Discover Network Zip technology offers cardholders point-of-sale speed and security with radio frequency (RF).

Discover Network’s dedicated support teams help throughout the entire card issuance lifecycle—from establishing connectivity to card issuance to program maximization. Streamlined processes make offering Discover Network Cards quick and simple, whether using a new or existing card processor. Programs with an existing Discover Network Processor can be set up in as little as 90 days.

Discover Network’s straightforward operating guidelines, fee structures and settlement processes are easy-to-understand, empowering businesses with predictable revenue streams without being complicated. The flexible issuing platform provides the choice of open, semi-open or closed-loop environments.

Discover Network provides both primary research support and industry trend research, which helps identify the demands of specific customer segments, including the program elements that appeal most to targeted customer segments. That information can guide program development and management to focus the direction of promotional campaigns maximize success.

Utilize fraud protection with security requirements and prevention services such as 100% transaction authorizations, transaction monitoring, online risk management tools and reporting, issuer fraud alerts, a fraud assistance help desk and more.