Offered through PULSE and Discover, the Discover Debit
Consumer Card works like a traditional debit card at an ATM,
or can be used like a credit card with any participating merchants.
The cards offer ID theft and fraud protection, along with a diverse
range of benefits that make it an attractive alternative to cash.
Through DebitProtect, Discover and PULSE offer fraud
protection and security. In addition, Discover Debit Consumer
Cards offer cardholders added benefits like Zero Liability
Protection and Identity Theft Defense*. *Not available to NY residents.
In addition to the loyalty generated by the extensive benefits
package included with Discover Debit Consumer Card, financial
institutions can offer Perks Everyday, an attractive
optional rewards platform offered exclusively by Discover.
Discover Debit Consumer Card
offers the simplicity and access of a credit card to consumers who generally
prefer cash. A wide range of additional benefits make the card more
attractive than cash.
Discover Debit offers a unique, value-added service that includes registration and protection of critical credit, debit and membership cards, along with other important cards and critical documents.
Not only do Discover Debit Consumer Cards provide financial
institutions with access to a cardholder segment that usually prefers cash,
it offers exceptional terms, security, simplicity, and the strength of a broad,
established network.
Discover Debit gives financial institutions access to:
Accepted at millions of merchants and cash locations
throughout North America, Discover Debit offers
cardholders broad acceptance that continues to grow everyday.
Discover Debit cuts through the clutter with clear,
fully-disclosed pricing, less complicated billing and
straightforward operating regulations and dispute rules.
Financial institutions gain more time to focus on cardholders,
increasing profitability.
Through the combined strengths of Discover and
PULSE, financial institutions of all sizes benefit from
a collaborative approach to service and outreach efforts.
Through superior relationship management, ongoing communications
and marketing materials to promote programs, Discover
Debit helps issuers stay connected and informed.
For current PULSE participants, existing connections—whether
direct or through a processor—will accommodate a quick set-up
for the new Discover Debit program. New participants will find
implementation of Discover Debit simple, easy and efficient.
With 99.9% uptime and fully redundant processing on multiple platforms,
both financial institutions and cardholders can rest assured of Discover
availability.
To learn more about issuing Discover Debit Consumer Cards,
contact your PULSE Relationship Manager or click
to Get Started today.
Debit cards are increasingly the preferred method of payment for goods
and services among consumers and merchants. Stated simply, accepting Discover
Debit Consumer Cards offers merchants a fast, cost-effective and secure
way to realize the benefits of debit. Discover Debit has several
advantages that will benefit retailers and consumers alike.
In order to drive transaction volume and provide point-of-sale convenience
for consumers, Discover continually adds value through innovations.
Customers gain access to unique programs, such as Perks Everyday, Cash
Over, Recurring Payments and proactive fraud prevention tools.
When merchants accept Discover Debit, they benefit from the increased
loyalty these programs drive.
With the combination of both Discover and PULSE, merchants
and cardholders receive fraud solutions that mitigate risk and
minimize fraud losses, ultimately helping merchants protect
profitability.
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