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Discover Network offers a comprehensive debit program without all the complication. Using the PULSE platform, Discover Debit products offer competitive revenue along with lower network expenses and fees. Discover Debit Cards are accepted at millions of merchant locations and provide network security, along with service and support that raises the bar for the entire payments industry. Discover Debit Card Options:The Discover Debit Consumer Card is
like a traditional debit card that can be used at an ATM or can be used
like a credit card at any participating merchant. The cards are backed
by ID theft and fraud protection, along with a diverse range of benefits
that make Discover Debit an attractive alternative to
cash. The Discover Debit
Business Card is a debit card designed specifically
to serve the payment needs of the small business segment. By offering
small businesses tailored benefits like a
human resources consultant and an attorney on call,
the Discover Debit Business Card creates a powerful
opportunity to increase volume and build loyalty with the small business
market. There are several advantages to issuing Discover Debit in addition to your existing debit offering. LEADING SECURITYDiscover Debit provides reliable security measures.
Our proprietary security safeguard monitors all transactions that flow through the network, flags potential fraudulent activity and reports it to the financial institution. We require authorization on ALL transactions submitted through our network. No matter how large or small, there are no exceptions; some networks allow smaller transactions to complete without authorization. Our help desk is there 24/7/365 for financial institutions. Identity Theft Defense: We package a complete ID protection kit that you can offer cardholders. It includes 24-hour access to ID theft specialists, sample letters to use to contact creditors and credit bureaus, and up to $2,500 in financial relief for identity restoration costs, legal defense expenses and lost wages. FEWER FEES When it comes to fees, Discover Debit can help you keep more in interchange revenue.
On average, our fees are from six to eight basis points (bps) of gross dollar spend lower than our competitors'. Competitive payment networks have pages and pages of fees, some of which are assessed monthly, quarterly, semiannually and/or annually. Our price sheet is one two-sided piece of paper - that's it. We tell you what to expect so there are no surprises on your monthly invoices. GROWING ACCEPTANCE Don't miss out on a growing network of millions - issue Discover Debit.
Our network is growing by 6,000 additional places per day and four additional places per minute. We also offer cash withdrawal capability with access to 265,000 ATMs nationwide and more than 140,000 in-lobby bank branch locations. STRAIGHTFORWARD SIMPLICITY Discover Debit takes the hassle out of doing business.
The last thing you want is a stack of "program guidelines" with little or no guidance on how to follow them - you won't run into that problem with us. Our fees are all monthly and are easy to understand. With Discover Debit you'll receive all the benefits, regardless of your level of involvement. Download the Top 10 Advantages brochure (PDF) Discover Debit in the News
To learn more about Discover Debit Cards, contact your Discover Relationship Manager or click to Get Started today.   |
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