Discover Network Zip
Put your loyalty program in the fast lane.

Discover Network Zip is an innovative payment solution that enables fast, secure transactions via contactless technology. Consumers simply touch a payment device to a Zip-enabled contactless reader to make a payment —making it easy to make a purchase and be on their way. Issuers, merchants, and acquirers can benefit from increased volume and loyalty.

Discover Network Zip payments solution enable:

With Discover Network Zip, customers benefit from greater speed, convenience and security than they have ever experienced. By leveraging Zip technology, businesses send a clear message that they are committed to delivering forward-thinking solutions that make their busy lives easier. That translates into customer satisfaction.

Zip offers convenience and ease of payment to your customers – whether you’re an issuer looking to differentiate your card offering, a merchant seeking new customers or an acquirer looking to expand your services to your customers.

Zip can help minimize your exposure to fraudulent activity. Our advanced encryption technology utilizes a built-in secret key that creates a unique card verification value that exclusively defines each transaction, further protecting cardholders.

Research shows consumers generally spend more per transaction when they don’t use cash.* Discover Network Zip offers the opportunity for the opportunity to increase overall volume.
* Source: Smart Card Alliance, The What, Who & Why of Contactless Payments, November 2006.

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DETAILS SPECIFIC TO:

    Issuers

    Acquirers
    Merchants

    Manufacturers

Discover Network Zip offers advanced technology to speed cardholders through the checkout lane and keep them loyal—giving issuers a competitive edge. This "next generation functionality" gives you a competitive edge that encourages your cardholders’ loyalty.

Zip enables issuers to:

With Discover Network Zip, you can give cardholders greater speed, convenience and security than they have ever experienced. By offering Zip, you can send a clear message that they are committed to delivering forward-thinking solutions that make cardholders’ busy lives easier.

Zip gives you another card feature to offer prospective cardholders—offering increased convenience and security.

Zip can help minimize your exposure to fraudulent activity. Our advanced encryption technology utilizes a built-in secret key that creates a unique card verification value that exclusively defines each transaction, further protecting cardholders.

Discover Network Zip offers the opportunity for you to increase transaction volume, which means growth in interchange revenue.

With Zip, you can:

  • Add speed and security to existing credit, debit and prepaid gift card programs.
  • Expand product lines with customized contactless payment devices to reach new consumers.
  • Offer the same capabilities as contactless cards by embedding Zip technology into custom keychain fobs.
  • Be ready for future opportunities to offer contactless payments through cell phones and PDAs, allowing for mobile banking to make purchases, check balances, receive transaction alerts and more.
Fact Sheet
FAQs

View the current list of Discover Network approved vendors and their contactless products.

To learn more about adding product features to your Discover Network program, contact your Relationship Manager or click to Get Started today.

Get Started

Discover Network Zip offers advanced technology to help speed customers through the checkout lane, increasing your merchant’s volume—and your revenue.

Discover Network Zip is a contactless payment solution that offers acquirers the ability to:

With Discover Network Zip, your merchants can offer their customers greater speed, convenience and security at checkout—translating into lasting appreciation for your services.

Zip can help minimize your exposure to fraudulent activity. Our advanced encryption technology utilizes a built-in secret key that creates a unique card verification value that exclusively defines each transaction, further protecting cardholders.

By adopting Zip technology at the point-of-sale, your merchants will be enabled for “next generation” functionality, such as loyalty programs, rewards redemption and more.

Discover Network Zip equips you and your merchants with a new tool for success with the potential to increase overall volume.

Fact Sheet
FAQs

View the current list of Discover Network approved vendors and their contactless products.

Request complimentary window signage to promote Discover Network Zip acceptance at your merchant locations.

To help your merchants implement Discover Network product features, contact your Discover Network Relationship Manager or click to Get Started today.

Get Started

Discover Network Zip offers advanced technology to help speed your customers through the checkout lane and keep them coming back.

Discover Network Zip offers merchants the ability to:

With Discover Network Zip, your merchants can offer their customers greater speed, convenience and security at checkout—translating into customer loyalty.  By offering Zip, you can send a clear message to your customers that you are committed to delivering forward-thinking solutions that to make their lives easier.

Zip can help minimize your exposure to fraudulent activity. Our advanced encryption technology utilizes a built-in secret key that creates a unique card verification value that exclusively defines each transaction, further protecting cardholders.

By adopting Zip technology at the point-of-sale, you will be enabled for “next generation” functionality, such as loyalty programs, rewards redemption and more.

Discover Network Zip equips you with a new tool for success with the potential to increase overall volume.

As an attractive alternative to cash, Zip has the potential to reduce cost of cash handling and shrinkage.

Fact Sheet
FAQs

View the current list of Discover Network approved vendors and their contactless products.

Request complimentary window signage to promote Discover Network Zip acceptance at your merchant locations.

To learn more about implementing Discover Network product features, contact your Relationship Manager or click to Get Started today.

Get Started

Discover Network Zip technology can be embedded into a wide variety of payment devices including cards, custom keychain fobs, mobile phones and more, offering the ability to extend product lines and provide innovative new solutions.

To incorporate Discover Network Zip technology into a contactless reader, you will need to follow the Type Approval Test Process. Zip can be included in various contactless readers such as integrated, stand-alone, and no-attendance terminals, including kiosks.

To support the adoption and integration of Zip, you can view the Discover Network Zip Tools and Technical Resources, which includes a list of vendors and their contactless products that have been certified to offer Zip payment solutions.

To learn more about implementing Discover Network Zip, please contact Discover Network via email at discovernetworkzip@discover.com.

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