Incentive product
Motivate. Offer rewards. Build Loyalty.

Provide rewards and build loyalty with the Discover Incentive product. Incentive cards are more cost effective than issuing paper checks and can be customized to meet specific business needs. Our reloadable card option allows funds to be added on an ongoing basis. Plus, electronic tracking makes the prepaid card incentive programs easier and more cost-efficient to manage than traditional incentive programs.

The Discover Incentive product makes it possible for issuers and program managers to:

  • Launch incentive programs within 5–9 days through our Premier Partner Program
  • Provide targeted authorizations
  • Provide unique incentive offerings by leveraging our direct merchant relationships
  • Build brand awareness through our innovative and flexible solutions
  • Meet the needs of businesses:
  • Meet the needs of consumers:

Discover Incentive product features and functionality include:

  • 100% authorization
    Every Discover transaction is authorized, regardless of the purchase amount, to help minimize fraud risk and prevent cardholders from using funds they don't have.
  • Balance on receipt
    Cardholders can see their prepaid account balance printed on their purchase receipts at participating merchant locations.
  • Cash access
    Cardholders can get cash at ATMs and in-lobby at bank branches nationwide.
  • Load options
    Incentive cards can be issued as reloadable or non-reloadable.
  • Variable acceptance
    Variable acceptance allows you to create restricted-use programs across the entire Discover Merchant portfolio based on your designated criteria: MCC, Merchant ID or street address.

Distinguish your incentive cards from the competition with Discover enhancements:

  • Cash Over
    A Discover exclusive, Cash Over offers cardholders the convenience of accessing fee-free cash at the point of sale, without a PIN.
    > Learn More


  • Perks eShop
    Perks eShop is a secure Web site featuring merchant discounts for cardholders.
    > Learn More

To learn more about the Discover Incentive product, contact your Discover Network Relationship Manager or click to Get Started today.

Get Started

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