D-PAS is our chip card (EMV)-compliant smart-card payment solution for both contact and contactless payments. Our Discover Global Network cards are issued using D-PAS across all regions of the world.
Our U.S. chip-enabled cards will require signature after transaction.
Many of our chip-enabled cards outside of the U.S. require a PIN after transaction.
Discover® Quick Chip is an update to our chip card solution that helps improve the checkout experience by reducing the amount of time a card needs to remain in the terminal.
Works with any POS terminal that accepts software updates. It is also optional.
Cardholders can pay using plastic cards or their digital devices.
Contact Your Processor
If you’re not sure, contact your processor about enabling your terminal to accept D-PAS.
Explain how to accept chip and signature vs. chip and PIN to all those processing transactions.
Be Aware of Other Fraud
Anticipate a likely shift to card-not-present fraud, specifically via the internet, mail order, and telephone.