Discover® Debit—good for
customers and your bottom line

Test Your Terminal

Discover® Debit is the mark of good business

Discover® is committed to helping ensure that your customers’ checkout experiences can be both seamless and more secure. Regional Banks and Local Credit Unions are now issuing Discover® Debit cards, therefore for merchants like you, choosing to accept Discover Debit is an opportunity to not only expand your payment options, but also gain more potential customers in the process. Allowing your customers to pay with whatever payment method they choose is the mark of good business.

A simple move with a big impact on your business

Discover Debit Cardholders account for billions of dollars in sales. By welcoming their cards,
you can potentially grow sales and enjoy these benefits.

Low Fees

Low Fees

Discover Debit interchange fees are comparable to other debit card transactions.


Repeat Business

Repeat Business

55% of debit cardholders say they're unlikely to return to a business that didn't accept their debit card.1


Easy to Start

Easy to Start

There's a good chance you can already accept and checking only takes a few minutes.


1. April 2018 451 Research – Debit Cards Drive Commerce

Check to see if you're already able to accept these cards

If you can accept Discover Debit, you can take all of the debit cards on our network.
However, you'll need to test for Discover® card acceptance separately.

Check for Discover Debit acceptance

Prompt your terminal or POS device for a manual transaction and enter the following test card details.


Test card account: 6011 9500 0454 5190

Expiration date: 05/22

Transaction amount: $1.00

CID: 887

ZIP code (if needed): 60015

A "decline" message means you're all set to accept. If you see anything other than "decline," contact us.

Check for Discover card acceptance

Prompt your terminal or POS device for a manual transaction and enter the following test card details.


Test card account: 6011 4855 0061 2731

Expiration date: 09/19

Transaction amount: $1.00

CID: 090

ZIP code (if needed): 60015

A "decline" message means you're all set to accept. If you see anything other than "decline," contact us.

Check for Discover Debit acceptance

Prompt your terminal or POS device for a manual transaction and enter the following test card details.


Test card account: 6011 9500 0454 5190

Expiration date: 05/22

Transaction amount: $1.00

CID: 887

ZIP code (if needed): 60015

A "decline" message means you're all set to accept. If you see anything other than "decline," contact us.

Check for Discover card acceptance

Prompt your terminal or POS device for a manual transaction and enter the following test card details.


Test card account: 6011 4855 0061 2731

Expiration date: 09/19

Transaction amount: $1.00

CID: 090

ZIP code (if needed): 60015

A "decline" message means you're all set to accept. If you see anything other than "decline," contact us.

Signage that celebrates your community—that's the mark of a good business

Get signage that shows you're happy to serve your community
and take customers' Discover Debit cards.

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Ideas and trends for business owners

Why You Can't Afford to Ignore Debit

Why You Can't Afford to Ignore Debit

Find out why accepting debit cards will become even more important to your business in the next decade.

Read Article

 

Here's Why Consumers Often Prefer Debit

Here's Why Consumers Often Prefer Debit

Get to know the reasons behind consumers' growing preference for debit payments, along with ways to meet their expectations.

Read Article

 

Payments: Where Omnichannel Comes Together

Payments: Where Omnichannel Comes Together

See how to weave payments—including debit—into your omnichannel approach to marketing.

Read Article

 

Questions about debit acceptance?

We're ready to help you get answers.

Contact Us