Issuing Solutions

Card programs designed around your business goals

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Benefits of issuing with Discover Global Network

We’re a global payments network with billions in volume across our Discover card, Diners Club International, and PULSE networks. We offer proven solutions and partnerships to help ensure your success.

Discover® Debit Program

Make more money with a signature debit program

Discover® Debit is an industry-leading program, backed by PULSE, that enables you to issue cards without the high cost, complexity, and constraints imposed by legacy providers. We provide tools and resources to help improve cardholder satisfaction, while enabling you to securely connect people and businesses to their money.

How we support you

  • Operations and management support
  • Marketing and acceptance services
  • DebitProtect® to lower fraud losses
  • Chip card enablement
  • Debit Dashboard spend analyzer tool

Cardholder Benefits

  • Lowest price guarantee and more
  • Loyalty rewards including Buzz Points

For more information, contact us

Prepaid Program

Achieve greater results with innovative prepaid programs

Our prepaid program offers you simplicity, flexibility, and security so you can get to market faster and stand out to consumers. We work closely with you to ensure your program can meet your business goals and provide you the tools you need to achieve greater results.

Easy Implementation

Save time with straightforward operating regulations, simplified forms for program approval and IIN range assignment, and faster IIN range processing time.

Superior Economics

Issuers' fees are typically below competitive signature networks. Program managers receive a share of competitive revenue and marketing support.

Flexible Management

You control your program with flexible card branding and our Restricted Authorization Network (RAN), which enables you to easily restrict card use to one or more merchants.

Security and Fraud Prevention

Help reduce fraud with chip card enablement, fraud alerts, and Account Incident Manager (AIM), a web-based tool to assist with data compromise mitigation.

Cardholder Benefits

Build cardholder loyalty with benefits like purchase protection, lowest price guarantee, extended product warranties.

Partner in Innovation

With six consecutive years of Paybefore wins, we’re ready to partner with you to push your offers in innovative directions.

PayBefore Awards 2014 - Best In Category

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Credit Program

Turnkey credit card offerings for large issuers

Our credit card program offers very large banks the opportunity to leverage our growing cardholder loyalty and develop private-label or co-branded card products. Your financial institution can offer a range of credit cards that cater to customers seeking basic credit functionality or premium benefits.

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Grow Your Card Offerings

Contact a relationship manager for more information about how our programs can help you achieve your business goals.

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